Lending and Borrowing

Drops operates as a liquidity and staking protocol catering to web3 assets, offering a permissionless money market platform with various lending pools. It accommodates a diverse range of assets such as Non-Fungible Tokens (NFTs), Yield Aggregator Positions, and ERC20 tokens. Essentially, Drops aims to maximize the value of digital assets within the web3 economy, enabling efficient asset utilization.

Zharta, a DeFi and Web3 innovator, offers NFT-Backed Lending and NFT Renting protocols, advocating for financial sovereignty via decentralization. It aims to elevate digital assets in finance with a focus on user empowerment and transparency. Zharta envisions digital assets as central to the financial system, providing non-custodial liquidity solutions and fostering trust through a transparent, inclusive approach to finance in the Web3 era.

BendDAO introduces the pioneering NFT liquidity protocol, featuring instant NFT-backed loans, Collateral Listing, and NFT Down Payment. This integrated approach to down payments, borrowing, and listing offers users a comprehensive, streamlined liquidity solution. BendDAO's innovative system establishes a complete, user-friendly cycle, positioning itself as the go-to destination for all NFT liquidity needs.

Arcade.xyz is a decentralized Ethereum blockchain platform, enabling NFT lending and borrowing to boost liquidity and utility. It allows NFT holders to secure loans against their assets and lenders to generate yield by offering loans, with a focus on ERC-721 and ERC-1155 collections. Loans are funded with ERC-20 tokens like WETH and USDC. Arcade supports various lending and borrowing methods, including marketplace listings and instant vault deposits, with no current lending fees, although changes may occur.

Taker Protocol specializes in decentralized lending for Real World Assets (RWA) and NFTs, offering custom lending models. It uses a perpetual, peer-to-peer model for RWAs, allowing flexible liquidations. For NFTs, it employs a multi-collateral pool-to-pool approach, based on floor prices, and categorizes pools into Blue Chip and Growth, accommodating diverse risk preferences. This enables varied interest rates and enhanced borrowing limits.

Flowty is a Flow blockchain-based platform offering tools for NFT enthusiasts, including a Secondary Marketplace for trading NFTs, NFT Loans for securing personal loans using NFTs as collateral, and NFT Rentals. Aimed at collectors, investors, traders, creators, and builders, Flowty facilitates dynamic interaction with NFTs, providing liquidity solutions and investment opportunities with secured digital assets.

Rainfi offers seamless integration for websites, simplifying DeFi features for NFTs with user-friendly design. It enables users to concentrate on their projects while handling the complexities of liquidity and DeFi aspects for them, merging DeFi with art. As a platform powered by Solana, Rainfi provides access to a wide array of NFT projects and vibrant communities, allowing users to manage their NFT holdings and enhance liquidity efficiently.

X2Y2 aims to establish a community-owned, decentralized NFT marketplace, avoiding private token sales for public liquidity with permanent locking. It rewards stakers with 100% of market fees and offers an inclusive airdrop to OpenSea users. Enhancements include bulk listing, batch purchasing, and rarity browsing. X2Y2 supports creators with minting, royalty management tools, and instant royalty payments, aiming to improve upon existing marketplaces.

NFTfi offers a decentralized, peer-to-peer lending service, allowing loans secured by NFTs without price-based liquidation. Borrowers can adjust loan terms and secure loans against NFT bundles. Lenders benefit from attractive yields and the opportunity to acquire NFTs below market price in case of default, making NFTfi a dynamic platform for both borrowing against and investing in NFTs.

Polarise offers financial infrastructure tailored to the NFT ecosystem, aiming to enhance capital flow and liquidity for its participants. Its P-Token, an ERC-20 token, ensures instant liquidity for NFTs through an escrow system. Utilizing smart contracts, Polarise can convert NFT collections into standardized ERC-20 assets, revolutionizing the trading, investment, and utilization of NFTs and digital assets.

PWN serves as a premier platform for permissionless, peer-to-peer lending, enabling the use of various assets, including ERC-20 tokens and NFTs, as collateral. It offers a unique opportunity to invest in loans under flexible terms without the risk of price-based liquidation. Investors can select or offer loans that align with their strategies and risk tolerance, enjoying stable APYs without complex DeFi tactics. Each loan on PWN is represented by a LOAN NFT, which can be traded or used as collateral for more sophisticated strategies, marking a key element of PWN's advanced DeFi offerings.

Pine Protocol facilitates NFT finance with a scalable liquidity layer for NFT-backed loans, compatible with both centralized and decentralized platforms. Its P2P Pine Platform marketplace bridges NFT owners with liquidity sources. Pine Protocol's open governance through PineDAO underscores its dedication to advancing NFT technology and NFTFi development, promoting widespread adoption and innovative solutions within the NFT community.

Honey Finance is a decentralized protocol that facilitates lending and borrowing for a wide array of assets, including derivatives, NFTs, and tangible world assets, offering instant liquidity. It operates across multiple frontends, making its services accessible to a broad user base. With numerous lending pools available, Honey Finance allows for asset-specific borrowing and lending, where lenders contribute liquidity to pools linked to specific NFT collections, and borrowers use their NFTs as collateral to secure loans.

Hashstack is a platform that allows users to efficiently leverage their crypto assets. Users can borrow up to 5 times their collateral to participate in yield farming on #Starknet, providing opportunities in the decentralized finance (DeFi) space. Hashstack stands out for its unique collateralized borrowing approach, maximizing returns while minimizing risk. The platform prioritizes security and user experience, granting users access to high-yield opportunities previously inaccessible. With the recent V1 release, Hashstack offers a user-friendly interface for seamless access to powerful financial tools.